LONG TERM CARE
PROTECTION YOU NEED, BENEFITS YOU DESERVE
The greatest financial risk most people will face in retirement is paying for long-term care. The cost and length of care are both increasing. Without a plan to pay for care, many people find themselves and their families deeply in debt.
Nursing home care is the most expensive form of LTC. With proper planning, couples can protect everything they own when one spouse uses Medicaid. A single person can protect a home and about half of their liquid assets while funding necessary care and a burial when the time comes. We guide clients and their families through the process developing a plan, filing the appropriate paperwork and managing their case through approval.
Wartime veterans and their spouses are entitled to a VA benefit to help pay for Long Term Care. We work with you to review your eligibility requirements, gather the required information and documentation, then streamline the application process.
Insurance Products to Pay for Long Term Care
In addition to government programs there are a variety of insurance products that can be used to pay for LTC. We help people understand and compare the features and benefits of LTC insurance, Life Insuranc and Annuities.